MorePayIn — a new payment service provider
Move money intelligently.
One integration for pay-ins, payouts, orchestration and treasury — with MATRIX, our AI agent, at your side. Launching soon.
Your senior AI operator — the strong point
Meet MATRIX.
The agent that does anything you would ask a human — always in your portal. Withdraw an amount, refund an order, issue a virtual account, check a balance: you ask, MATRIX does — with a fleet of specialist AI agents underneath and human approval gates above. And MorePayIn is being built so your own AI assistant — Claude, Cursor, ChatGPT — can operate it by chat too.
Withdraw 500.00 USD to my bank account.
Designed to become the one app with everything — your transactions, online support, your money in view.
A design preview of MATRIX in build. Not a live system.
$ curl -X POST https://api.morepayin.com/v1/payments \ -H "Authorization: Bearer mp_live_····" \ -d '{"amount":"250.00","currency":"BRL","method":"pix"}'
{"id":"pay_8f3k2","status":"routing","rail":"pix","ledger":"appended"}OpenAPI + MCP in build — so your AI assistant can drive it by chat.
The platform
Four pillars. One platform.
In build — nothing live yet
MATRIX — “I take payments in through the local methods your buyers expect, I pay anyone out with an approval gate, I route every transaction along the best available path, and I keep an append-only ledger — your balance is literally the sum of it. One integration — me.”
built to route: cards · PIX · Boleto · SPEI · CLABE · OXXO · CBU · CCI · ACH · cash vouchers · online banking
Inside the product
The platform, mapped.
In build — demo data
Processing
- Payments
- Payouts
- Refunds
- Virtual Accounts
Finance
- Treasury
- Settlements
- FX & spread
- Reconciliation
Onboarding
- Merchants
- Shops
- Resellers
Automation
- MATRIX (AI)
- Agents
- Compliance AI
- Support cases
Security
- Audit Log
- Fraud Engine
- Trust Scores
- Users & KYC
Tech
- Payment Providers
- Methods Hub
- Webhooks
- System Health
Coverage by zones
Global by design. Zone by zone.
Built for every zone and the long tail — one gateway endpoint, and the operating zones light up as MorePayIn expands.
LATAM
Asia
Africa
Middle East
Europe
expansion roadmap — not live coverage
Who it's for
Built for the ones moving money.
In build — demo data
Merchants
Pay-ins, payouts, refunds and virtual accounts — one integration, MATRIX at your side.
payments · payouts · refunds · virtual accounts
Platforms & shops
Run many shops on one engine — balances, settlements and reconciliation built in.
shops · balances · settlements · reconciliation
Resellers
Bring merchants, grow your book — a resellers module with its own commissions.
resellers · commissions
The makers
A new PSP,
built with no legacy.
MATRIX — “They are building me and the company in parallel — modern rails, honest engineering, an AI-native core from the first line of code. MorePayIn is the front door. I am the engine.”
one gateway endpoint · multiple PSPs underneath · built for every zone and the long tail
Where we are
Now in build
Pre-launch, moving fast. Nothing on this page is fabricated — when we publish numbers, they will be real.
sandbox first merchants general availability
Security & compliance by design
In build — designed, not yet live
- KYB onboarding from day one — apply → KYB → go live
- payouts behind an approval gate — auto under threshold, human above
- append-only ledger — your balance is the sum of it
- HMAC-signed webhooks · sandbox — verify everything before go-live
- fraud engine · trust scores — every actor scored, every action in the audit log
More.Pay.In.
More — rails, zones, horizons. Pay — ins, outs, treasury. In — one integration. All in.
Contact
Talk to us.
Partnerships, early conversations, anything — we read everything.
support@morepayin.com
Direct send is being connected — meanwhile, the email above reaches us directly.
apply KYB go live